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Five Things to Know or Do During Annual Enrollment

Northrop Grumman offers more than just a paycheck. We provide a wide array of offerings to support your well-being at all life's stages and across the spectrum of life experiences.

With Annual Enrollment around the corner, here are five things to know or do:

1.  What is Annual Enrollment?

An opportunity to review current benefits, assess coverage needs and select benefits, including health coverage for 2024. The enrollment window is open from Oct. 19–Nov. 10, 2023. 

2.  How Do I Enroll?

Visit Fidelity NetBenefits® or call the Northrop Grumman Benefits Center (NGBC). Remember to make your enrollment decisions by Nov. 10! If you don’t enroll during this time, you won’t be able to make election changes until the next Annual Enrollment period or during a qualifying event.

3.  What’s New or Changing in 2024?

Northrop Grumman is adding a new healthcare navigation and care coordination service, powered by Quantum Health, that will simplify, personalize and improve your healthcare experience. This service will be available at no additional cost and will help you and your family confidently navigate the cost and complexity of healthcare and your health benefits.

Starting Jan. 1, 2024, all benefits-eligible U.S. employees will have access to Quantum Health, even if you’re not enrolled in a Northrop Grumman medical plan. Spouses and domestic partners enrolled in a Northrop Grumman medical plan will also have access to this service. Navigation services will differ based on your medical plan:

*Participants in the HMSA, Kaiser Hawaii and Tricare Supplement plans aren’t eligible for the Well-being Incentive Program. Baltimore and Sunnyvale-represented employees are eligible for the Annual Physical Incentive. 

In addition, the following programs will be changing:

• The Well-being Incentive Program* requirements will be simplified and administered through Quantum Health, replacing Engage. 
• Fidelity will replace Health Equity as the Flexible Spending Account (FSA) vendor. 
• Vida Health will expand offerings to include weight management (replacing Weight Watchers), smoking cessation and stress reduction programs. 
• Delta Dental will cover fluoride treatments at no cost for ALL plan participants, including adults and children. 
• There will be new contribution limits on Health Savings Account (HSA) and Flexible Spending Account (FSA). 
• Medical plan deductibles will change to meet IRS limit requirements. 

4.  How Can I Learn More?

•  Total Rewards EXPO:
  
  • Virtual EXPO – Beginning Oct.19, discover resources and vendor booths, earn a chance to win opportunities and more – 24/7!
  • Live webinars at our virtual EXPO – receive a benefits overview during the first 30 minutes, then chat with our benefits and vendor representatives.
    • Tuesday, Oct. 24: 12-2 p.m. ET
    • Thursday, Nov. 2: 3-5 p.m. ET
  • In-person EXPO at select locations.
    
    
  • Total Rewards Gateway: Beginning Oct. 6, you can find key enrollment information, including our Summary Plan Descriptions and 2024 Annual Enrollment guide.
    
    
  • Fidelity NetBenefits: Access articles, videos and Alex^®, an interactive benefits tool to help you choose your “best-fit” medical or dental plan based on your information
    
    
  • NGBC: Speak with a benefits representative at 800-894-4194 Monday through Friday (except most New York Stock Exchange holidays) 8:30- midnight ET.

 5. What Happens After Annual Enrollment?

• You’ll receive a confirmation of elections via email or at your mailing address if you don’t have an email on file with Fidelity.
  
  
• If you’re an Anthem medical plan member, you’ll receive a new ID card at your mailing address by Jan. 1, 2024.
  
  
• If you’re enrolled in an FSA, you’ll receive a new debit card at your mailing address by Jan. 1, 2024. You should continue to use your Health Equity card for any expenses incurred through Dec. 31, 2023.
  
  On Jan. 1, 2024, you can visit Quantum Health's website to create an account and learn about the services available to you and your family.

Written by: Mackenzie Reulein